That is an excellent question. If you intend to pay off 100% of the balance every month, the answer is actually that it doesn’t matter! If, however, you are not sure you’ll be able to pay it off in full, more factors come into play.… Read More »If My Credit Limit is $1,000, How Much Can I Spend?
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A hard credit inquiry will negatively impact your score, albeit only temporarily. Let’s learn a thing or two about what they are and how they work! While we cannot directly say the exact amount that hard inquiries will decrease your credit score, it is… Read More »What is a Hard Credit Inquiry?