credit cards

How Length of Credit History Impacts Your Credit Score

by Retirement Calc Guy

Conceptually not complicated, but here I will offer a HUGE credit hack to help make your credit score excellent! This is the second article in a series on the components of credit scores and how to hack them! Check out the first one on credit… Read More »How Length of Credit History Impacts Your Credit Score

What is Credit Utilization?

by Retirement Calc Guy

What is a good credit score? How do I improve my credit score? This series will go over each credit score factor in depth. Let’s dive in! A quick note, credit is somewhat mysterious. The exact formulas that Credit Bureaus use to calculate credit scores… Read More »What is Credit Utilization?