Review of the Amazon Prime Rewards Visa Card

The newest credit card I have added to my portfolio of cards is the Amazon Prime Rewards Visa Card. Let me tell you all about it!

**Note: I am not being compensated for this review. I doubt anyone from Amazon will ever even see this, but this is a completely unbiased review**

amazon credit card

What Drove Me to This Card

If you follow me on social media, you may have caught some of the virtual reality videos I have created lately. If so, thanks for checking them out. If not, go check them out!

I had been eying a moderate purchase, the Quest 2 virtual reality headset by Oculus, for a while. It retails at $299 and I was looking at it on Amazon. While I will not say that this was not 100% an impulse purchase, it was maybe like a 40% impulse purchase. I did account for this purchase in my budget, but what really convinced me to pull the trigger was the $150 Amazon gift card I was offered in exchange for signing up for this credit card!

Amazon does not always run the $150 offer, sometimes I believe it is $100, sometimes it might be less, but that alone was extremely convincing for me!

The first thing I consider before signing up for a new credit card is whether or not there are any annual fees. This card has none!

Check out these perks!

Quick note, if you know me, you know how important this is to me. This is a metal card! I think metal cards are extremely cool, I think I am in the minority on that opinion from what I have heard but I simply do not care. Love the metal card!

How Often Will I Use This?

I have been pretty good these last few months about not making impulse purchases on Amazon. My use of that website is about to change!

3% cash back beats all of my other cards, and you can buy almost anything on Amazon. The plan is to start buying more items (after doing some price comparisons) in bulk from Amazon that I would normally buy at the grocery store. Paper towels and other non-perishable goods can be bought through Amazon with 1% more cash back than I would get at the grocery store, plus I don’t have to carry them in from the car! Hard to beat that!

I do not plan to use this for any other purchases – my other cards (read about them here) give me better perks – but this card was an excellent addition to the stable.

Any Downsides?

Only one from what I can tell so far.

To pay off your card, which you need to do in full (really hope you have learned this from me by now), you have to navigate through the extremely lengthy menu within the Amazon app to find your credit cards. You are then redirected to Chase’s website, and you continue from there. Not a very user friendly process. I do need to look into the Chase app, I do not use Chase for any banking or investing (they just back this card so I now have a relationship with them). If I am able to view and pay off my card through their app, I’m sure it is much more user friendly. Will report back on that.

In Summary

Love the card, love that free $150, absolutely going to do more shopping on Amazon now with that sweet 3% cash back!

Want to learn how to increase your credit score?

I’ve written a series of articles in the credit hacks category, check them out here!

Thank you so much for taking the time out of your day to read this! Please don’t hesitate to reach out with any suggestions, comments, or questions!

My contact information lives here!


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