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Latest Articles


 

  • Articles
    • Credit Hacks
    • Investing
    • Improve at the 9-5
    • Retirement
    • Budgeting
    • Financial Independence Retire Early
    • Misc
    • Calculator Breakdown
    • Personal Finance
  • Resources & Affiliations
  • About
    • Privacy Policy
    • Disclaimer
  • Contact

5 Often Asked Questions About Index Investing

  • by Retirement Calc Guy

Have you ever wondered what all the hype is around index investing? Why is it that so many people love it so much? Let’s dive in! In this article I am going to break down 5 commonly asked questions about index fund investing so you… Read More »5 Often Asked Questions About Index Investing

How Total Accounts & Derogatory Marks Impact Your Credit Score

  • by retirementcalcguy

Two for one here, let’s break down the total accounts and derogatory marks credit score factors! These are two of the more straightforward categories that impact your credit score. While they are not extremely complex to understand, they are very important and each impacts your… Read More »How Total Accounts & Derogatory Marks Impact Your Credit Score

Monthly Cash Flow Calculator Breakdown

  • by retirementcalcguy

Is your checking account efficient enough? Are you minimizing excess cash and putting your hard earned money to work? This calculator helps you do these things! Below is the initial video tutorial demonstrating how the calculator is built. Below that, I will break it down… Read More »Monthly Cash Flow Calculator Breakdown

What is a Hard Credit Inquiry?

  • by retirementcalcguy

A hard credit inquiry will negatively impact your score, albeit only temporarily. Let’s learn a thing or two about what they are and how they work!   While we cannot directly say the exact amount that hard inquiries will decrease your credit score, it is… Read More »What is a Hard Credit Inquiry?

3 Reasons You Don’t Need A Regular Savings Account

  • by Retirement Calc Guy

This message needs to be shared, I cannot fathom how much money is sitting in these useless accounts. For decades, the cookie cutter financial advice was to save money. While this is obviously not wrong, there is so much more to financial success than just… Read More »3 Reasons You Don’t Need A Regular Savings Account

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