That is an excellent question. If you intend to pay off 100% of the balance every month, the answer is actually that it doesn’t matter! If, however, you are not sure you’ll be able to pay it off in full, more factors come into play.… Read More »If My Credit Limit is $1,000, How Much Can I Spend?
The newest credit card I have added to my portfolio of cards is the Amazon Prime Rewards Visa Card. Let me tell you all about it! **Note: I am not being compensated for this review. I doubt anyone from Amazon will ever even see this,… Read More »Review of the Amazon Prime Rewards Visa Card
A full review of the 5 credit cards I currently have and use. Pros and cons. Let’s go! Just as a quick preface, I do not carry balances on any of these credit cards so I couldn’t even tell you what the interest rates are.… Read More »I Have 5 Credit Cards, This is How I Feel About Each of Them
Two for one here, let’s break down the total accounts and derogatory marks credit score factors! These are two of the more straightforward categories that impact your credit score. While they are not extremely complex to understand, they are very important and each impacts your… Read More »How Total Accounts & Derogatory Marks Impact Your Credit Score
A hard credit inquiry will negatively impact your score, albeit only temporarily. Let’s learn a thing or two about what they are and how they work! While we cannot directly say the exact amount that hard inquiries will decrease your credit score, it is… Read More »What is a Hard Credit Inquiry?