If you are researching diversification, I’d imagine you are probably concerned about volatility in your portfolio. A well-diversified portfolio is an excellent goal! You are not wrong to worry. While there is no doubt to me that a fine line exists between full blown financial… Read More »How Many ETF’s Should a Well-Diversified Portfolio Have?
When it comes to life in 2022, simplicity is hard to come by. I am not personally aware of any budgeting method that is easier to use than the 80/20 budget. I am going to share everything that you need to know about it here!… Read More »How to Use the 80/20 Budget
That is an excellent question. If you intend to pay off 100% of the balance every month, the answer is actually that it doesn’t matter! If, however, you are not sure you’ll be able to pay it off in full, more factors come into play.… Read More »If My Credit Limit is $1,000, How Much Can I Spend?
Have you ever tried to move money and seen the letters, “ACH” and wondered what in the world they were? If you’re like me and have never written a check in your life, you are probably familiar with these letters (don’t you just love millennials).… Read More »What is an ACH Transfer in Banking?
I have no doubt that the cash envelope system will curb spending, particularly if spending is a big problem. Is it the ultimate solution? I don’t think so. Let’s dig in! What is This Thing? I’ll be completely honest with you here. This is a… Read More »Can A Cash Envelope System Curb Spending?